Emergency Tree Removal & Insurance Claims
When a storm brings down a tree on your home, the last thing you need is to navigate the insurance process alone. We handle everything — from emergency removal to full insurance claim documentation and adjuster coordination.
How We Handle Emergency Tree Removal Insurance Claims
Most homeowners don't know what their insurance covers or how to file a tree damage claim properly. We've handled hundreds of storm damage jobs and know exactly what insurers need. Here's our process:
Step 1: Call Us 24/7
Call (608) 751-4171 any time of day or night. We'll dispatch a crew to assess the situation and make your property safe.
Step 2: We Document Everything
Our team photographs and documents all damage before, during, and after removal — providing everything your insurance company needs.
Step 3: We Work With Your Insurer
We coordinate directly with your insurance adjuster, provide professional assessments, and submit detailed invoices for reimbursement.
Step 4: Complete Restoration
Beyond removal, we handle stump grinding, debris cleanup, and can recommend restoration options for your property.
What Does Insurance Cover for Tree Removal?
Tree Falls on Your Home
Covered. Both the tree removal and structural damage are typically covered by your homeowners policy.
Tree Falls on Your Fence or Shed
Usually covered. Most policies cover tree removal when it damages any insured structure on your property.
Tree Blocks Your Driveway
Often covered. Many policies include coverage for tree removal when it blocks access to your property.
Tree Falls in Your Yard (No Damage)
Usually not covered. If a tree falls but doesn't damage any structures, most policies won't cover removal costs.
Preventive Removal of a Hazardous Tree
Typically not covered. Insurance covers damage events, not preventive maintenance — but removing it now saves you from a much bigger bill later.
Emergency Tree Removal & Insurance FAQs
Common questions about emergency tree removal and insurance claims.
Does homeowners insurance cover emergency tree removal?
In most cases, yes. If a tree falls due to a storm, wind, or lightning and damages your home, fence, or other structure, your homeowners insurance typically covers both the damage repair and tree removal. We help you document everything for a smooth claim.
Should I call my insurance company before scheduling tree removal?
For true emergencies — a tree on your house, blocking your driveway, or threatening further damage — call us first at (608) 751-4171. We'll make your property safe immediately. You can file the claim afterward. We provide all the documentation your insurer needs.
What documentation do you provide for insurance claims?
We provide detailed before and after photos, written descriptions of the damage and hazard, itemized invoices, and a professional assessment from our ISA Certified Arborists. This documentation helps ensure your claim is processed quickly and fully.
How quickly can you respond to an emergency?
We offer 24/7 emergency response throughout Southern Wisconsin. For urgent situations — trees on homes, blocking roads, or threatening power lines — we typically arrive within 2-4 hours. Call (608) 751-4171 anytime.
What if a tree falls but doesn't hit anything?
If a tree falls in your yard but doesn't damage any structures, most insurance policies won't cover the removal cost. However, if the fallen tree blocks your driveway or poses a safety hazard, some policies do provide coverage. We can help you determine your options.
Do you work directly with insurance adjusters?
Yes. We regularly work with insurance adjusters and claims representatives. We can meet them on-site, walk through the damage together, and provide any additional documentation they need. Our goal is to make the process as smooth as possible for you.
Storm Damage? Call Us Now.
Our emergency crew is available 24/7. We'll secure your property, remove the tree, and handle the insurance paperwork.